About Us

About Equitable Group Inc.

We service selected mortgage lending niches predominately in Canadian urban markets through our Single Family Lending Services, Commercial Broker Services and Commercial Lending Services. We fund our mortgages by issuing GICs nationally to the investing public through our Deposit Services operations.

Our mortgage business specializes in meeting the borrowing needs of entrepreneurs and new Canadians – and has done so for more than 40 years.


The Bank prides itself on the consistent demonstration of its strengths:

  • In-depth knowledge of real estate markets
  • Broad relationships with mortgage brokers and agents who originate our mortgages
  • Solid presence in selected urban markets
  • Disciplined, economically-attuned credit risk management
  • Ample liquidity, supported by deep sources of funding provided by well-established depositor and deposit agent relationships
  • Commitment to service excellence and partner and customer satisfaction
  • A low-cost business model that consistently produces outstanding productivity

Our Business Lines

Our Single Family Lending Services line of business enjoys broad relationships with an extensive network of licensed mortgage brokers and agents in our selected territories, has a highly responsive customer service ethic and delivers solutions to an attractive, under-served niche. Single Family customers include Business-For-Self Canadians, newcomers and foreign investors who have the financial resources to achieve real estate ownership but don't meet the credit criteria of their financial institutions. For new single family purchases or refinancing, Equitable Bank provides open mortgages with terms of up to five years on a variety of properties including owner-occupied homes and rental units. 

Commercial Lending Services funds large, sophisticated transactions that are secured by mortgages originated by commercial broker specialists. These commercial mortgages are chosen to provide low risk and good return characteristics. With extensive experience, a market and service-oriented strategy and disciplined underwriting practices, Commercial Lending Services has successfully participated over many years in lending on a variety of commercial property types – including multi-family apartment buildings – with mortgage loans ranging from $500,000 to more than $25 million. Through Commercial Broker Services (Broker Services), Equitable Bank specializes in mortgage lending to qualified entrepreneurs, business operators and real estate investors who seek to buy mixed-use (storefront), retail office, multi-residential, commercial and industrial properties. This business line has a long history of success built on its extensive network of mortgage broker relationships, deep understanding of customer needs, a highly engaged service team and a clear niche market focus.

Our Securitization Financing business originates and then securitizes insured residential mortgages, primarily multi-unit residential properties underwritten by our commercial credit team. It has extensive experience in mortgage securitization as a result of Equitable Bank's participation in the Canada Mortgage and Housing Corporation administered National Housing Act Mortgage-Backed Securities and Canada Mortgage Bond programs.

Equitable Bank is a federally regulated deposit taking institution. Through Deposit Services, the Bank is authorized to accept deposits in all provinces and territories across Canada. Equitable offers a range of deposit products including short-term, long-term and Cashable GICs, available in a non-registered or Tax Free Savings Account (“TFSA”), and High Interest Savings Account ("HISA"). Equitable Bank deposits are available at our Toronto office, through a deposit agent or investment advisor.

Equitable Group's common and preferred shares are traded on the Toronto Stock Exchange under the symbols EQB and EQB.PR.C.

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Equitable Bank is a member of the following institutions: